Chaaq helps you manage money between people — personal splits, group expenses, and savings projects. No spreadsheets. No awkward texts.
Whether you're splitting dinner, managing a trip, or saving with friends — Chaaq handles it all with zero friction.
Track who owes whom between any two people. Multi-currency, partial payments, notes, and receipts.
Create groups for trips, homes, events. Split equally, by percentage, or custom amounts.
Digital rotating savings circles. Monthly contributions, draws, or auction bidding. Built for trust.
Create your account with phone number. Takes 10 seconds.
Add friends by name. They don't need the app yet — you can still track what's shared.
Log splits, group expenses, or start a chit fund. Everything stays organized.
See balances at a glance. Remind, record payments, and stay square.
A chit fund is a rotating savings circle — everyone contributes monthly, and one person receives the pool each round. Chaaq makes it digital, transparent, and fair.
Draw mode: A random draw picks the winner each month.
Auction mode: Members bid — the lowest bid wins, and the discount is shared as a dividend among all members.
Available now on iOS. Never lose track of shared expenses again.