India's first app that combines everyday expense splitting with digital chit fund management. No awkward conversations. No messy spreadsheets.
Getting started takes 30 seconds. Seriously.
Add a group for your flat, your trip, or your chit fund. Invite friends by phone number or share a link.
Paid for dinner? Add it in 5 seconds. Running a chit fund? Set the monthly amount and Chaaq handles the math.
See exactly who owes what. Send a gentle reminder with one tap. No confrontation needed.
Trips, rent, dinners — done
Clear running totals
Lottery, bidding, rotation
Nudge without awkwardness
From weekend getaways to monthly rent — add an expense once and Chaaq calculates everyone's share instantly.
Run chit funds digitally with complete transparency. Every contribution, every payout, every member — tracked and visible.
You're trusting us with sensitive financial information. Here's exactly how we protect it.
Phone numbers become irreversible hashes before leaving your device. We never see the originals.
Expenses, balances, fund details — all encrypted in transit and at rest. Industry standard.
Your financial data stays yours. No ads, no data brokers, no third-party access. Period.
One tap for full deletion. Every trace of your data — gone permanently. No questions asked.
Only to match phone numbers with existing Chaaq users so you find friends faster. Numbers are hashed on your device before they touch our servers. We never read names, emails, or anything else.
Everything you need to know about Chaaq.
Yes — core features are completely free. Splitting expenses, managing groups, and basic chit fund tools cost nothing. Premium features available as optional upgrade.
Entirely optional. It just makes finding friends faster. You can always add people manually with a phone number or invite link.
Everything is encrypted end-to-end. We never share data with third parties. Delete your entire account and data anytime from the app.
A traditional Indian savings system — a group contributes monthly, one member receives the pool each cycle via lottery, bidding, or rotation. Chaaq digitises the whole process.
Absolutely. Many users only use expense splitting. Chit fund tools are separate and won't clutter your experience.
iOS first. Android is on the roadmap — follow us on Instagram to get notified when it drops.
Hashed locally on your device first. Only hashes are used to find matches. We never store actual numbers, names, or other contact info.
One tap inside the app. All personal data, expense history, and chit fund records are permanently wiped. Irreversible and immediate.